How to Select a Non-Traditional Lender

When fast cash is needed, no one has time to browse through non-traditional lending websites to find one that suits the needs. Comparing terms, interest rates, and types of bad credit loans offered is smart, but it can take a substantial amount of time. There is a quicker way to compare high-interest loan providers. Objective reviews, side-by-side comparisons, and money management guidance can be found only at LoanReviewHQ.com.

Important Information at a Glance

A brief rundown of each lender searched is presented, or browsers can choose to view all lenders available if there is not a preference. Information provided includes where each lender operates in the U.S., how many years the lender has been in business, what services are offered, and a rating on a scale of one to five stars. Application requirements and how to apply are indicated as well. This is followed by an overview of the company as well as a review summary of customer reviews and those of the financial experts that operate the website.

An Example

King of Kash is one lender found on the website. The lender operates in Kansas, Mississippi, Delaware, Utah, Missouri, and New Mexico, and has been in business for forty years. This is one of a few lenders that offer a line of credit among their services. The overall rating is 4.5 out of 5 stars. Requirements for application include a government-issued photo identification, verifiable income, a debit or credit card, an active bank account, and a current home or cell phone number.

Potential customers have three ways to apply for a loan. They can apply online, visit one of twenty physical locations throughout Missouri, or call the toll-free telephone number. The review of this lender mentions the approach is focused on the client. The full review is available at http://www.loanreviewhq.com/. The same format is followed for all lenders, so comparing them is fast and easy. Customers have an opportunity to post their own reviews on the site as well.

There are no traditional credit checks, and no collateral is needed for loans. The only noted aspect that may present a problem is the amount of money that can be borrowed. The maximum amount is three-thousand dollars that can be paid back in terms of four to twelve months. This is on the low end of high-interest loan totals. The lender is ideal for small loans and offers an alternative to payday loans that have the highest rates legally allowed.